Terms of use

1. About us 

  1. Libity.ai, company number in Ireland is 608595. Registered address Suite 3, One Earlsfort Centre, Earlsfort Terrace, Dublin 2, Dublin, Ireland.
  2. Bansk.ai ltd provides the website in English to all markets.

2. Terms of use

  1. These terms of use (Terms) explain how you may use www.bansk.ai and any of its content (Site). These Terms apply between Bansk.ai ltd (we, us or our) and you, the person accessing or using the Site (you or your).
  2. You should read these Terms carefully before using the Site. By using the Site or otherwise indicating your consent, you agree to be bound by these Terms. If you do not agree with any of these Terms, you should stop using the Site immediately.
  3. If you have any questions about the Site, please contact us by sending an email to  compliance@bansk.ai.

3. Using the site

  1. All content and information, and all trademarks, logos, copyrights and other intellectual property displayed on the Site is owned by us or their respective owners. By visiting this Site you agree to the conditions set out in cluse 3.2 with respect to the content and information on the Site.
  2. As a condition of your use of the Site, you agree not to:
    1. use the Site for any purpose that is unlawful under any applicable law or prohibited by this Terms of Use;
    2. commit any act of fraud;
    3. distribute viruses or malware or other similar harmful software code;
    4. use this Site for purposes of promoting unsolicited advertising or sending spam;
    5. simulate communications from us or another service or entity in order to collect identity information, authentication credentials, or other information (‘phishing’);
    6. copy portions of the Site (such as by bots, robots or spiders that “harvest” the Site), interfere with the functioning of the Site or restrict or inhibit any others from using the Site;
    7. use the Site in any manner that disrupts the operation of our Site or business or the website or business of any other entity;
    8. in any manner that harms minors;
    9. promote any unlawful activity;
    10. attempt to circumvent password or user authentication methods;
    11. misuse or attack our Site by knowingly introducing viruses, trojans, worms, logic bombs or any other material which is malicious or technologically harmful (such as by way of a denial-of-service attack), or
    12. attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site.
  3. We may prevent or suspend your access to the Site if you do not comply with these Terms or any applicable law.

4. Infringing content

  1. If you believe that any content which is distributed or published by the Site is inappropriate, defamatory or infringing on intellectual property rights, you should contact us immediately using the contact details at the top of this page.

5. Blog limits

  1. The views expressed in each blog post may be the personal views of each author and do not necessarily reflect our views. Neither Libity.ai ltd nor the author guarantees the accuracy, adequacy or completeness of information provided in each blog post. No representation or warranty, express or implied, is made or given by or on behalf of Bansk.ai ltd, the author or any other person as to the accuracy and completeness or fairness of the information contained in any blog post and no responsibility or liability is accepted for any such information.

6. Ownership, use and intellectual property rights

  1. The intellectual property rights in the Site and in any text, images, video, audio or other multimedia content, software or other information or material submitted to or accessible from the Site (Content) are owned by us and our licensors.
  2. We and our licensors reserve all our intellectual property rights (including, but not limited to, all copyright, trade marks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind) whether registered or unregistered anywhere in the world. This means, for example, that we remain owners of them and are free to use them as we see fit.
  3. Nothing in these Terms grants you any legal rights in the Site or the Content other than as necessary for you to access it. You agree not to adjust, try to circumvent or delete any notices contained on the Site or the Content (including any intellectual property notices) and in particular, in any digital rights or other security technology embedded or contained within the Site or the Content.
  4. Use by you of any trade marks, service mark or logo of Bansk.ai ltd or any third party that appears on the Site or in the Content is strictly prohibited unless you have our prior written permission.

7. Accuracy of information and availability of the site

  1. We try to make sure that the Site is accurate, up-to-date and free from bugs, but we cannot promise that it will be. Furthermore, we cannot promise that the Site will be fit or suitable for any purpose. Any reliance that you may place on the information on the Site is at your own risk.
  2. We may suspend or terminate access or operation of the Site at any time as we see fit.
  3. Any Content is provided for your general information purposes only and to inform you about us and our products and news, features, services and other websites that may be of interest, but has not been tailored to your specific requirements or circumstances. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purposes. You should always use your own independent judgment when using our Site and its Content.
  4. While we try to make sure that the Site is available for your use, we do not promise that the Site will be available at all times or that your use of the Site will be uninterrupted.


8. Hyperlinks and third-party sites

  1. The Site may contain hyperlinks or references to third party advertising and websites other than the Site. Any such hyperlinks or references are provided for your convenience only. We have no control over third party advertising or websites and accept no legal responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third party advertising or website does not mean that we endorse that third party’s website, products or services. Your use of a third party site may be governed by the terms and conditions of that third-party site and is at your own risk.

9. Our responsibility to you

  1. If we breach these Terms or are negligent, we are liable to you for foreseeable loss or damage that you suffer as a result. By ‘foreseeable’ we mean that, at the time these Terms were formed, it was either clear that such loss or damage would occur or you and we both knew that it might reasonably occur, as a result of something we did (or failed to do).
  2. We are not liable to you for any loss or damage that was not foreseeable, any loss or damage not caused by our breach or negligence, or any business loss or damage.
  3. Nothing in these terms excludes or limits our liability for any death or personal injury caused by our negligence, liability for fraud or fraudulent misrepresentation, or any other liability that the law does not allow us to exclude or limit.

10.  Events beyond our control

  1. We are not liable to you if we fail to comply with these Terms because of circumstances beyond our reasonable control.

11.  No third-party rights

  1. No one other than us or you has any right to enforce any of these Terms.

12.  Variation

  1. No changes to these Terms are valid or have any effect unless agreed by us in writing or made in accordance with this clause 15.
  2. We reserve the right to vary these Terms from time to time. Our updated Terms will be displayed on the Site and by continuing to use and access the Site following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these Terms from time to time to verify such variations.

13.  Complaints

  1. We will try to resolve any disputes with you quickly and efficiently. If you are unhappy with us, please contact us as soon as possible using the contact details set out at the top of this page.
  2. The laws of England and Wales apply to these Terms, although if you are resident elsewhere you will retain the benefit of any mandatory protections given to you by the laws of that country.
  3. These terms and all disputes and matters arising out of or in connection with them shall be governed by and interpreted in accordance with the laws of Ireland and subject to the exclusive jurisdiction of the Irish Courts.