Powering the next generation of brand-led financial experiences
Libity’s Cards, Accounts and E-money services give established businesses the tools to deliver modern financial products directly to their customers.
This trusted technology is already deployed across four customer-facing brands, and is the only existing platform to offer customers:
- Free online accounts
- Virtual and physical payment cards
- Access to credit
Allowing everyday consumers to manage bills, transfer money and apply for loans on their own terms.
How Libity Cards and Accounts grow your business
44% of UK banking adults do not believe their bank or building society understands their personal banking needs.
Customers want convenience, trust, and transparency from the companies they engage with.
Libity cards and accounts empower brands to meet that demand.
By embedding fully customisable e-money services and smart financial tools into existing products and apps, partners can:
- Deepen customer relationships by offering services that go beyond transactions.
- Increase engagement through everyday interactions, from digital payments to automated savings tools.
- Build long-term loyalty by helping customers spend, transfer, and borrow in ways that suit their lifestyles.
- Create new income opportunities through transaction fees, reward programs, and lending products.
- Offer financial services to customers who are ignored by the mainstream banks
- Save time and resources by taking advantage of our fully trained, UK-based contact centre staff to handle enquiries and concerns.
What is E-Money?
E-money refers to online financial products and services that eliminate the need to partner with mainstream banks.
Libity’s cards, accounts and e-money services are FCA regulated and compliant, allowing brands to offer cutting edge digital tools to their customers without expending valuable time, money and resources applying for a banking license.
Libity cards and accounts mean partner brands can offer customers cutting-edge digital tools like:
- Digital wallets with both virtual and physical cards
- Exclusive, affordable loans, approved and managed within the app
- Deposits and payments across multicurrency accounts
- Domestic and international transfers
- Rewards and cashback programmes
- Quick and easy registration, with no hidden fees
Libity combines spending, planning and borrowing in one service; the first fully customisable online account to offer these combined tools, with no hidden fees for consumers.
Customer experience, powered by Libity
Libity cards and accounts give customers all the benefits associated with a traditional current account, but conveniently located in a single app.
Libity’s technology lets users:
- Open an online account in minutes to manage everyday spending
- Make domestic and international transfers
- Withdraw money at home and abroad
- Automate and regulate payments
- Borrow money responsibly, with fully FCA-compliant lending
- Access 24/7 in app customer support
Members can also contact our UK-based customer service team if they need additional support. Help from real people, open 7 days a week.
Why partner with Libity?
Libity is helping brands rival high street financial institutions; driving loyalty, unlocking revenue, and addressing the untapped need of millions of underserved customers.
Libity’s platform is a proven engine for commercial and customer satisfaction, with over 450,000 active accounts and £118 million in capital already issued.
By embedding intuitive, customizable tools into any company’s customer journey, Libity gives businesses the power to help consumers thrive.
People-powered products, delivered through brands consumers already know and trust.
